PF and ESIC: what they are, and how to check yours in 2 minutes

In 30 seconds

PF (Provident Fund) is savings for your future. Every month, 12% of your basic pay is saved, and your employer adds the same amount again.

ESIC is health cover. A small part of your salary pays for free treatment for you and your family at ESIC hospitals.

PF is your money. You have every right to see it grow.

— Team YourSainyk

01

How to check your PF

Give a missed call to 9966044425 from your registered mobile number. You get an SMS with your PF balance.

If the balance does not grow every month, tell your centre manager. YourSainyk checks deposits for every worker it places.

Need help with this? Ask a veteran.

Your centre manager can explain it in your language and sort it out with you — free.

Can I take out my PF?

Yes, after you leave a job, or for marriage, medical needs or building a home.

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